With age comes wisdom — and exclusive checking perks. Customers age 50+ enjoy access to interest, free checks, and so much more.
KEY FEATURES
Earn Competitive Interest
Free Custom Personalized Checks
- Details
Free checking that pays you back
Get 3.00% cash back on debit card purchases^
No category restrictions on purchases
Cash back earned on up to $250 in purchases monthly
Earn up to $90 cash back per year, $7.50 per month
Refunds on ATM withdrawal fees, nationwide^
Link to free INVESTRUST Saver® to build savings automatically
No monthly maintenance fee
No minimum balance to earn rewards
Free digital banking services, including:
Free online banking & bill pay
Free mobile banking with mobile deposit
Free eStatements
Free Visa® debit card
Unlimited check writing
$50 minimum deposit to open
- Earning Your Rewards is So Easy — You're Probably Already Doing It!
Enrollments must be in place and all the following transactions and activities must post and settle to your INVESTRUST Cash Back account during each Monthly Qualification Cycle:
At least 12 debit card purchases (for at least $5) post and settle
Be enrolled in and agree to receive eStatements
Be enrolled in and log into online banking at least once per cycle
You've got this. But even if you don't meet your qualifications during the cycle, your INVESTRUST Cash Back account is still free. And you can get right back to earning your cash rewards the very next month!
*APY=Annual Percentage Yield. APYs accurate as of 2/22/2023. Rates may change after an account is opened. For INVESTRUST Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during the qualification cycle will be reimbursed and credited to the account on the last day of the monthly statement cycle; (2) balances up to $15,000 receive APY of 6.00%; and (3) balances over $15,000 earn 0.75% interest rate on the portion of the balance over $15,000, resulting in a range of 6.00% to 1.43% APY depending on the balance. If qualifications are not met on INVESTRUST Cash all balances earn 0.05% APY. Qualifying transactions must be posted to and settled in an INVESTRUST Cash account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post and settle to the account. ATM-processed transactions do not count toward qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during the qualification cycle will be reimbursed if qualifications are met within a monthly qualification cycle. The advertised INVESTRUST Cash APY is based on compounding interest. Interest earned in INVESTRUST Cash is automatically transferred to INVESTRUST Saver each statement cycle and does not compound. The actual interest amount paid may be less than advertised INVESTRUST Cash APY. The INVESTRUST Saver APYs may be less than INVESTRUST Cash APYs. Limit to one account per SSN.
