Competitive, tiered rates — higher balances earn higher rates
Higher rate than standard savings; interest compounded and credited monthly
Avoid the $10 monthly service charge by maintaining a $1,500 minimum daily balance
Maintain convenient access to funds:
Unlimited transactions in person, by messenger, or by mail
6 free transfers from a First Money account to another or to third parties by pre-authorized, automatic, computer, or telephone transfer per statement cycle; $10 fee per withdrawal in excess thereafter
No more than 6 transactions may be made by check, draft, point-of-sale, or similar order to a third party per statement cycle
Free digital banking services, including:
Free online banking
Free mobile banking
Free eStatements
$100 minimum deposit to open